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Open Finance is growing rapidly as financial institutions continuously launch new APIs and improved developer portals to extend third-party access to financial products, services and customer data. However, there is more to Open Finance than that. INNOPAY has developed a comprehensive model covering seven key dime...
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INNOPAY research indicates that almost half of the world’s top 150 banks are now investigating services based on decentralised finance (DeFi). This reflects rising interest in exploring possible benefits of integrating DeFi innovations within traditional banking frameworks. The evolution is collectively propelled by factors such as improv...
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On Thursday 7 December 2023, organisations in the Dutch pension industry signed ...
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INNOPAY’s expertise has once again been recognised in Consultancy.nl’s annual be...
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Professor Barbara Prainsack sees ‘data solidarity’ as being closely aligned with...
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Unlocking value precisely at the point of need. That is exactly what embedded finance (EmFi) is about. EmFi transforms decoupled customer journeys into seamlessly integrated experiences within non-financial, digital platforms that matter in the daily lives of consumers and businesses alike. EmFi covers a broad range of financial products ...
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In today’s digital world, not only do people have a ‘second’ or ‘parallel’ (i.e. digitised) life – through avatars, online user profiles and other digital identities – but digital copies of other physical realities also exist in a virtual form. These copies are called ‘digital twins’. In the latest broadcast about digital sustainability o...
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Tech enthusiasts and industry leaders converged in Paris for the Apigee Summit o...
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Meta’s recent message to its European users, offering them a monetary transaction choice, reflects the evolving landscape of digital consciousness. However, this transformation is not so much driven by Meta’s desire for better digital world, but mainly a response to European regulatory pressure. So to what extent does this move restore th...
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Onboarding new customers has kept financial institutions busy over the last few decades. Identification and authentication efforts have risen substantially due to the emerging dominance of online channels and the associated risks of fraud. A widely adopted EU Digital Identity Wallet could increase the efficiency of identification and auth...
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As Director and Lead Data Sharing at INNOPAY, Mariane ter Veen helps organisatio...
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In April of 2023, INNOPAY hosted in collaboration with De Nieuwe Wereld's YouTube channel and the University of Utrecht a talk show about the 'Threats and opportunities of Artificial Intelligence'.Journalist and philosopher Ad VerbruggeAd engaged in front of a live audience of Honours Program students from the University of Utrecht, in a ...
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