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Open and collaborative exchange of data between organisations, their partners, c...
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In June 2021, the European Commission published a proposed revision of the exist...
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A recent offer in the realm of Decentralised Finance (DeFi) caught my attention:...
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Dutch e-commerce association Thuiswinkel.org has published a new book about the future challenges for retail in the Netherlands. The publication features contributions from more than 20 influential entrepreneurs, scientists and visionaries, including Douwe Lycklama, a founding partner of INNOPAY. The book, titled Shopping 2030, provides i...
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Retail is one of the industries that has been most dramatically transformed by the digital revolution in terms of the rise of e-commerce. Over the past two decades, there has been spectacular growth in online shopping which has changed the face of the retail landscape. This shift has been further strengthened and accelerated by the lockdo...
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Many people dislike managing their personal finances because it demands concentr...
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Strategic partnerships are an emerging trend in today’s digital era. Organisations are increasingly seeking each other out in order to stay relevant and secure their future success. It can pay off to start small, because getting the best out of any collaborative initiative actually depends less on the size of the partnership and more on t...
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We are thrilled to publish a new update of the INNOPAY Open Banking Monitor (OBM)! Since our previous publication many things have changed, so the time has come to update the rankings and to take a closer look at some of the key developments. This sneak preview provides a snapshot of the efforts banks have made in expanding their API prod...
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The Federation of the Dutch Pension Funds (Pensioenfederatie) has launched a ser...
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Blockchain, Bitcoin and Decentralised Finance (DeFi) are all relatively new terms in today’s commercial vocabulary. Although their impact on the future of business is not yet entirely clear, at INNOPAY we believe that the genie is out of the bottle. The shift from institutional (centralised) to infrastructural (decentralised) tr...
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We live in an era of change. Decentralised finance (DeFi) could be one of the most impactful developments in the emerging digital economy. In this special edition of our series of broadcasts on Digital Sustainability, philosopher Ad Verbrugge talks to a number of experts about the changes that DeFi&...
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INNOPAY is involved in a Dutch public-private partnership to position the Nether...
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