Summary of German blog series on Open Banking

  • Joris Eckrich Nils Jung
  • ReportsAPIGerman contentPayments

During the last couple of weeks, we published 7 blogs in German language on the topic of “Open Banking”.
The summary of the German “Open Banking” blog is now downloadable on our homepage!

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Open Banking Blog 7: Chancen und Herausforderungen für sich öffnende Banken

  • Joris Eckrich Nils Jung
  • ReportsPaymentsAPIGerman content

This blog forms the last in a series of 7 blogs by Innopay Germany on 'Open Banking: Understanding the business relevance for banks'. The blog series has outlined all relevant aspects with regards to „Open Banking“. This blog series is based on the Open Banking Information Paper “Understanding the business relevance of Open APIs and Open Banking for banks“, which Innopay developed in close cooperation with the EBA Association.

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Final report Shopping2020

Today, the Dutch retail payment landscape is dominated by cash and Maestro (‘pinnen’), offline, and iDEAL, online. Both contexts remain largely separated, although they converge slowly. The expert group Transaction within Shopping2020 identified nine trends that are currently shaping the future of retail payments. Among them are the emergence of digital identities, convergence of channels and, for certain consumers, a stronger desire to protect their personal data. Based on the current state of affairs and trends, the expert group described and assessed four scenarios.
The scenarios are built along the axis of privacy and control by consumers and the number of payment services (/providers)

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Innopay's FinTech Magazine article on Open Banking

  • Vincent Jansen Shikko Nijland
  • ReportsAPIPSD2English content

Innopay has published an article on Open Banking in the FinTech magazine of the 'Financieel Dagblad'. The article is called: "Resharing data is the new 'apping'".

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Open Banking Blog 6: Fundamentale Entscheidungen der Banken zur Rolle in der digitalen Wertschöpfungskette

  • Joris Eckrich Nils Jung
  • ReportsPaymentsAPIGerman content

This blog forms the sixth in a series of 7 blogs by Innopay Germany on 'Open Banking: Understanding the business relevance for banks'. The blog series will outline all relevant aspects with regards to „Open Banking“. This blog series is based on the Open Banking Information Paper “Understanding the business relevance of Open APIs and Open Banking for banks“, which Innopay developed in close cooperation with the EBA Association.

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Open Banking Blog 5: Von ‘Open APIs’ zu ‘Open Banking’

  • Joris Eckrich Nils Jung
  • ReportsPaymentsAPIGerman content

This blog forms the fifth in a series of 7 blogs by Innopay Germany on 'Open Banking: Understanding the business relevance for banks'. The blog series will outline all relevant aspects with regards to „Open Banking“. This blog series is based on the Open Banking Information Paper “Understanding the business relevance of Open APIs and Open Banking for banks“, which Innopay developed in close cooperation with the EBA Association.

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PSD2: The digital transformation accelerator for banks

  • Mounaim Cortet Shikko Nijland
  • ReportsPaymentsArticleAPIPSD2English content

In this paper - originally published in the Journal of Payments Strategy & Systems – Innopay’s innovation experts Mounaim Cortet, Tom Rijks and Shikko Nijland elaborate on four strategic options for European banks to react to PSD2.

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What does the future retail city centre look like?

  • Josje Fiolet Shikko Nijland
  • ReportsEnglish content

In this paper four future scenarios of consumer shopping behaviour and its implications on the city centre are presented.

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Strengthening the working capital position of SMEs through ‘track and trace’ of invoices - invitation to participate

  • Douwe Lycklama
  • ReportsE-BusinessEnglish content

The electronic exchange of the status of invoices can contribute to optimising working capital positions. At the same time, it can enhance finance-ability by enabling financiers to make their operational processes more efficient and to better manage their risks. This concept was recently explored by the Supply Chain Finance Community, the Fraunhofer Institute, and Innopay by means of a proof of concept in the Netherlands. We are now looking to perform more PoCs in several other European countries, while extending the Dutch PoC. There is still room for interested parties to participate!

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