Benefits of Biometrics for Banking

Submitted by yara@innopay.com on Thu, 04/17/2014 - 14:55 in

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Customer Due Diligence compliance through SCT and OBeP payments

Submitted by Gijs Burgers on Wed, 04/09/2014 - 19:50 in

We believe compliance does not inevitably lead to complex customer processes. Even better, we believe that there are several payment methods that, besides being a payment method, also partly function as a Customer Due Diligence (CDD) instrument....

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Solving online age verification today

Submitted by Jacob Boersma on Fri, 03/22/2013 - 15:57 in

Web merchants that sell age related products or services in the Netherlands (should) have a serious problem, because they can't verify the age of their customers online. But the implementation of age verification systems is being delayed by claims that only government issued eID cards will be good enough, and those won't be here for a few more years. Time to take action now...

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E-identity is unnecessarily complicated. Payments could show the way forward

Submitted by Douwe Lycklama on Fri, 05/18/2012 - 18:58 in

E-identity and electronic payments are two sided markets. Meaning: they serve two distinct groups of customers. Payments are about payers and payees and e-identity is about respectively users and relying parties. So let’s keep on thinking about these two distinct customers groups of e-identity when we talk about e-identity.

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Product Development in two-sided markets

Submitted by Jaap Jan Nienhuis on Mon, 01/23/2012 - 20:16 in

Normally at Innopay we write blog articles about topics we are specialised in. Topics like e-payments, e-identity, mobile payments, SEPA and e-invoicing. But we rarely talk about what exactly it is that we do in these areas and how we do it.

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Measures to reduce ‘fraud’ in the internet gaming industry

Submitted by Andre Malinowski on Tue, 12/06/2011 - 17:14 in

The more sophisticated the technology used in the internet gaming industry gets, the more advanced the levels of fraud become. From card fraud to identity theft and misrepresentation, providers have had to adapt the way they manage their businesses, their customer identification procedures and their fraud prevention tools. Let’s examine the main challenges the online gaming industry faces when it tackles the issue of fraud.

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Certs and Uncertainty

Submitted by Jacob Boersma on Mon, 09/05/2011 - 15:15 in

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POS payment terminals: the ultimate point of contact for physical sales?

Submitted by Tonnis de Boer on Tue, 08/02/2011 - 15:06 in

The good old payment terminal could very well become a very important point of physical contact when e-commerce comes to the POS world

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The many contexts of eID (Part 1)

Submitted by Vincent Jansen on Mon, 07/25/2011 - 09:38 in

In a multi-part blog of which this is the first entry, I attempt to map a model describing contexts and corresponding risks for e-commerce transaction to some e-identity concepts. Part 2, 3 etc. will follow soon.

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e-mandates: the e-identity opportunity for banks?

Submitted by Vincent Jansen on Fri, 01/21/2011 - 09:09 in

With the SDD in place and a SEPA end date luring around the corner it's time for EU banks to make up their minds on the mandate issue. If we don't want to end up relying on paper mandates only a choice must be made soon. Is a pan EU electronic approach like EPC e-mandates the holy grail? Should we maybe explore other local options? Or should banks try not being in the mandate business at all and give the problem back to government or other third party e-identity solutions? Although views may differ widely per EU region, I believe there is an angle to the mandate topic that at least has been underexposed. That is the angle of the opportunity.

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