Whitelisting: an SDD killer?
Although the SEPA end date is postponed a little, EU regulation 260/2012 requires banks to offer both black- and whitelisting functionality to their customers. This might result in an increase of rejected direct debits without this being the real intention of the consumer, significantly undermining the success rate of creditors. Vincent Jansen explains in his blog that whitelisting might kill SDD, although there are ways to solve the problem.› Read more
The many contexts of eID (Part 1)
In a multi-part blog of which this is the first entry, I attempt to map a model describing contexts and corresponding risks for e-commerce transaction to some e-identity concepts. Part 2, 3 etc. will follow soon.› Read more
e-mandates: the e-identity opportunity for banks?
With the SDD in place and a SEPA end date luring around the corner it's time for EU banks to make up their minds on the mandate issue. If we don't want to end up relying on paper mandates only a choice must be made soon. Is a pan EU electronic approach like EPC e-mandates the holy grail? Should we maybe explore other local options? Or should banks try not being in the mandate business at all and give the problem back to government or other third party e-identity solutions? Although views may differ widely per EU region, I believe there is an angle to the mandate topic that at least has been underexposed. That is the angle of the opportunity.› Read more
Creating an e-Identity scheme for the Dutch government
This summer the Dutch Ministry of Economic Affairs initiated the creation of a new business to government e-identity scheme, called eRecognition for Companies (e-Herkenning voor bedrijven). The result of this effort will enable the online authentication of business users that want to interact with the governmen› Read more